Personal Finance

The "Paid What You’re Worth" Myth

The Paid What You’re Worth Myth

It’s often assumed that people are paid what they’re worth. According to this logic, minimum wage workers aren’t worth more than the $7.25 an hour they now receive. If they were worth more, they’d earn more. Any attempt to force employers to pay them more will only kill jobs.

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Banks Quietly Ramping Up Your Costs

bank feesEven as Bank of America and other major lenders back away from charging customers to use their debit cards, many banks have been quietly imposing other new fees.

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Societal Pressure: Keeping Up With the Joneses

Societal Pressure: Keeping Up With the Jonesesby Priscilla Short. The root of the problem is that we have been conditioned to consume. Shopping is an American pastime. Advertisers have become so adept at convincing us we need their products that we no longer question them. They prey on your fears, insecurities, and ego. Relentless advertising coupled with...

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Tracking the Financial Bogeyman

Karen McCall, author of the article: Tracking & the Financial Bogeyman by Karen McCall.

One of the most important weapons to use against your financial bogeyman is tracking. Simply put, tracking involves noting all the money that comes in and all that goes out. Every time you spend or receive money, you will write it down, whether you’re paying with cash, check, or a debit or credit card; whether you’re...

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Financial Recovery

Karen McCall, author of the article and book: Financial Recoveryby Karen McCall.

Twenty-seven years ago, I lived at a prestigious address in the exclusive neighborhood of Pacific Heights near the Golden Gate Bridge in San Francisco. If you’d seen me then, you may have thought, “Wow, what a success!” But, as we know, appearances can be deceiving. The truth was that I was flat broke. Bill collectors were...

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Financial Freedom: What Is It Really?

Financial Freedom: What Is It Really?by Suze Orman. What do you want from your money? College tuition for your kids? A bigger house? Security when you retire? Wouldn't it be great simply to have enough money so you don't have to worry? The "enough money" part of that equation is easy. The "so you don't have to worry" part is much more complex...

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The Trick to Money is Having Some

The Trick to Money is Having Someby Stuart Wilde. Money is a symbol of energy and as such it has no real, intrinsic value. It is neither good nor bad, positive nor negative. It is impartial. The guy who wrote that "money is the root of all evil" just flat out didn't...

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